What triggers an adjustment

NSE F&O contracts are adjusted for:

  1. Stock splits (e.g., 1:2 — one share becomes two)
  2. Bonus issues (e.g., 1:1 — you get one extra share per share held)
  3. Rights issues with detachable rights
  4. Special dividends (extraordinary, not regular)
  5. Mergers, demergers, spin-offs
  6. Capital restructuring (rare)

Regular quarterly/annual dividends below a threshold do NOT trigger adjustments (the drop is priced in normally).

How adjustments work

The contract value must remain the same post-adjustment as pre-adjustment.

Standard adjustment ratio

Adjustment factor = (Number of new shares) / (Number of old shares)

New strike = Old strike × (1 / Adjustment factor) New lot size = Old lot size × Adjustment factor

Example

Reliance 1:1 bonus (hypothetical)

Reliance stock: ₹3,000. Lot size: 250. Strike: 3,000. Premium: ₹100.

Reliance announces 1:1 bonus (one new share per share held).

Post-bonus:

  • Stock price drops to ₹1,500 (roughly, half — same total value)
  • Old contract: Strike 3,000, Lot 250 → adjusted to:
  • New strike: 1,500
  • New lot size: 500

Total notional value unchanged: 1,500 × 500 = 7,50,000 = same as 3,000 × 250 = 7,50,000.

Your premium value should also adjust proportionally.

Stock split adjustment (2:1)

Same idea:

Example

Infosys 2:1 split

Infosys at ₹1,800. Lot 400. Strike 1,800.

2:1 split announced (one share becomes two).

Post-split:

  • Stock price: ~₹900
  • New strike: 900
  • New lot size: 800

Contract value: 900 × 800 = 7,20,000 = same as 1,800 × 400.

Odd-lot adjustments

If the split ratio doesn’t produce clean numbers, exchanges may adjust differently:

3:2 stock split example:

NSE handles fractional strikes by rounding, or issuing “adjusted” contract series with different labels.

Special dividends

Regular dividends (₹5-40 per share range) are typically small enough that no adjustment is made. The stock simply drops by the dividend amount on ex-date, and options price this in normally.

Special dividends (extraordinary, one-time payouts) DO trigger adjustments:

Mergers and demergers

The most complex adjustments. Depends on scheme details:

Each case is unique. NSE publishes detailed circular per event.

What you need to watch for

1. Monitor corporate action calendars for your positions:

2. Close positions before ex-date if you’re not comfortable:

3. If holding through the event:

Pin risk during corporate actions

Sometimes stocks approach a strike right around the ex-date. If assignment happens on the last day pre-ex-date, you may end up delivering (or receiving) shares that are about to be affected by the corporate action — creating awkward accounting.

Best practice: don’t hold expiry-week options through a scheduled corporate action.

Special situation: buyback offer

Company announces a share buyback at fixed price. Retail participation is limited. Effect on options:

Not usually a major factor for options traders, but worth awareness.

Practical Indian scenarios

EventFrequencyOption impact
Stock split1-3 per year across F&O stocksStrike + lot adjust; total value preserved
Bonus issueOccasionalSame adjustment
Regular dividendQuarterly/annualPriced in; no adjustment
Special dividendRare; e.g., Coal India specialsStrike reduced by dividend amount
BuybackOccasionalUsually no adjustment; some premium impact
Merger1-5 F&O stocks per yearComplex; case-by-case circular
DemergerVery occasionalStrike split between entities

The lazy but safe approach

If you don’t want to deal with corporate action adjustments:

  1. Trade only index options (Nifty, BankNifty, Finnifty) — indices don’t have corporate actions
  2. If trading single-stock options, close positions 5+ days before any known event
  3. Use spreads instead of naked positions (bounded outcome regardless)

This is what most retail traders do. Index options avoid 95% of corporate-action headaches.

💡 Where to find NSE adjustment details

NSE Circular section (nseindia.com → Circulars → F&O Segment). Search for “Adjustment” or the stock symbol. Details of every past adjustment are documented.